Is the Amex Platinum Worth It?
Calculate if the $895 annual fee pays for itself based on your actual usage of the card's benefits
$100 per quarter at 10,000+ Resy restaurants ($400/year)
NEW! Up to $100 quarterly at participating Resy restaurants in the US
$75 per quarter at Lululemon ($300/year)
NEW! $75 quarterly at US Lululemon stores (non-outlet) or lululemon.com
Up to $120 annual credit for membership
NEW! Auto-renewing Uber One membership credit
Up to $200 annual credit
NEW! One-time $200 credit on ÅŒURA Ring purchase via ouraring.com
$300 twice per year FHR/THC ($600/year)
ENHANCED! Now $300 x 2 for Fine Hotels & Resorts + The Hotel Collection (3,100+ properties)
$25/month across expanded partners ($300/year)
ENHANCED! Now $25/mo & includes Paramount+, YouTube Premium/TV, Disney+, Hulu, ESPN+, NYT, WSJ, Peacock
Up to $200 annual airline incidental fee credit
Covers baggage fees, seat selection, in-flight purchases
$15/month + $20 in December ($200/year)
Monthly Uber Cash - also works with Uber Eats
$50 every 6 months ($100/year)
January-June and July-December
Up to $189 annual credit
Airport security fast lane
Up to $100 every 4 years (~$25/year)
One application credit every 4 years
Up to $300 annual credit
Equinox+ digital fitness app subscription
Complimentary membership ($155 value)
Free delivery and gas discounts
Centurion, Delta, Priority Pass, Plaza Premium lounges
Enter estimated annual value based on your travel frequency
Hilton Gold, Marriott Gold + Leaders Club Sterling
NEW! Includes The Leading Hotels of the World Sterling status with upgrades & breakfast
Up to $800 coverage (2 claims/year)
Peace of mind value - enter what this is worth to you annually
Extra points on travel bookings
Enter estimated annual value from bonus points earned
Exclusive reservations at in-demand restaurants
NEW! Special access to hard-to-get reservations in NYC, LA, Miami
You need 100% to break even
You'd need $895 more in benefits to break even.